(Click pic for more info...)	Terms & Conditions	(Click pic for more info...)
	0 4 2 8 2 9

Disclaimer and Indemnification

By undertaking to purchase or use any form of information or service from HEAVENLY HEARTS© you are automatically agreeing to the following terms and conditions:

• The purchaser, or any person undertaking or using information or services purchased by another, or anyone in any way taking part in the use of information or service-related purchases from HEAVENLY HEARTS©, shall not hold liable the owners, employees or associates of HEAVENLY HEARTS© for any aspect of this service, including performance, quality and content, and which involves, or is provided by, its participants and sold, provided by or transmitted by HEAVENLY HEARTS©.
• The purchaser, or any person undertaking or using information or services purchased by another, or anyone in any way taking part in the use of information or service-related purchases from HEAVENLY HEARTS©, shall not hold liable the owners, employees or associates of HEAVENLY HEARTS© for any errors in any aspect of information sold, purchased, acquired or transmitted by HEAVENLY HEARTS©.
• HEAVENLY HEARTS©, the owners, employees or associates of HEAVENLY HEARTS© are in no way responsible to any person or persons for any damages incurred, or that have arisen in any manner, from the use of services, information or service-related purchases from HEAVENLY HEARTS©, the owners, employees or associates of HEAVENLY HEARTS©. The purchaser, or any person undertaking or using information or services purchased by another, or anyone in any way taking part in the use of information or service-related purchases from HEAVENLY HEARTS© shall assume all risk and/or responsibility for any loss or damage arising from the uses to which this service, information or service-related purchases, is put.
• The purchaser, or any person undertaking or using services, purchases, information or services purchased by another from HEAVENLY HEARTS© shall indemnify and hold harmless HEAVENLY HEARTS©, the owners, employees or associates of HEAVENLY HEARTS© from and against any claims, liabilities, losses, costs, damages or expenses (including attorney's fees) arising from the user's use of, or participation in, any services, information or services purchased by another from HEAVENLY HEARTS©.
• HEAVENLY HEARTS© will not have accounts or delayed payments with any clients, all payments will be asked for and must be made at the time of purchase and prior to the receipt of any of HEAVENLY HEARTS© information or services.
• HEAVENLY HEARTS© does not offer a refund, nor is liable to give a refund for any services or information purchased from HEAVENLY HEARTS©. HEAVENLY HEARTS©, the owners, employees or associates of HEAVENLY HEARTS© are not obligated to give free; advice or information relating to any of the services offered for purchase by HEAVENLY HEARTS©.
• Responsibility for the on-line use of any form of credit card or electronic payment method to purchase goods and/or services from the HEAVENLY HEARTS web site remains exclusively with the documented and rightful owner of said credit card, or the documented sender of an on-line electronic payment. HEAVENLY HEARTS© the owners, employees or associates of HEAVENLY HEARTS© shall not be held liable or responsible for any misuse of a credit card by anyone, including the rightful owner. In the event that a credit card is used to purchase goods and/or services, or misused, by anyone, including the rightful owner, whilst making a purchase from the HEAVENLY HEARTS web site, then the responsibility and liability for the purchase of goods and/or services is exclusively that of the rightful owner of the credit card used to make said purchases. In the event that a credit card is used, or misused, by anyone, including the rightful owner, whilst making a purchase from the HEAVENLY HEARTS web site, HEAVENLY HEARTS©, the owners, employees or associates of HEAVENLY HEARTS© shall not be held liable or responsible for any form of refund, return payment, return of funds, debiting of an account relating to a refund demand or chargeback of sale relating to the misuse of a credit card by anyone, including the rightful owner. All responsibility and liability for any form of purchase, by any payment means, remains exclusively that of the rightful owner or documented sender. HEAVENLY HEARTS© the owners, employees or associates of HEAVENLY HEARTS© cannot and will not accept any form of liability or responsibility for mistakes, errors, misuse or mismanagement of any form of payment means by anyone. HEAVENLY HEARTS© the owners, employees or associates of HEAVENLY HEARTS© cannot and will not accept any form of liability or responsibility for any costs relating to payments that are incorrect, misdirected or mistaken. In the event that monies are received for goods and/or services, they shall not, under circumstances, be refunded. They shall be considered as payment for purchased goods and/or services. All sales on the HEAVENLY HEARTS web site remain final.
• HEAVENLY HEARTS©, recognizes that the owners of all information and representative images appearing, or being advertised, on the HEAVENLY HEARTS© web site have consented to its use by HEAVENLY HEARTS© in accordance with its terms and conditions. All individuals who own and wish to have their information and representative images removed from appearing, or being advertised, on the HEAVENLY HEARTS© web site are obligated to do so by written correspondence addressed to HEAVENLY HEARTS©.
• HEAVENLY HEARTS©, the owners, employees or associates of HEAVENLY HEARTS© shall not be held liable or responsible for any correspondence sent by the owner or writer and not acknowledged as having been received by HEAVENLY HEARTS©.
• Some pictures used on this web site relating to legitimate travel destinations displayed no accompanying copyright or ownership and their usage was therefore considered as public domain. If, in the event that said photographs can be proven to possess a copyright, then any legitimate and proven copyright holder not wishing them to be displayed on this web site should contact HEAVENLY HEARTS© in writing at the stated address and they will be removed. HEAVENLY HEARTS© makes no formal claim of ownership on any photograph used on the HEAVENLY HEARTS© web site that is believed to be public domain.
• Pictures of the city of Cherkassy, Ukraine displayed on this web site have been used with the permission of the copyright holders.
  In the above, HEAVENLY HEARTS, HEAVENLY HEARTS© and the HEAVENLY HEARTS web site, refers to HEAVENLY HEARTS, a registered company, the details of which are to be found on the HEAVENLY HEARTS on-line web site, located at www.russian-lovingwomen.com and its affiliate sites.